FrugalMonkey Discount Travel News

Tag: safety tips

  • Stay Money Safe in Europe – Tips for Avoiding Scams

    Europe doesn’t have the bad boy reputation of some nations in the Middle East and Asia (read this article to learn how to avoid scammers in Bangkok, Thailand). However, it’s still important for international travelers to keep their wits about them. Failure to heed our money safety tips could be a costly mistake!

    Violent crime isn’t common in Europe, but it still has its fair share of criminals. While you’re you’re unlikely to be mugged for your cash and possessions, you could find your pockets picked by one of the continent’s cunning thieves. There are a few ways to avoid becoming a victim though. Wherever possible, avoid crowds. Busy subway cars and festivals provide a prime opportunity for pickpockets, as they can get close to people without causing alarm.

    If you can’t avoid a mob, make sure you keep your guard up. That rule applies if you’re out of crowds too. Pickpockets often work in pairs, with one person acting as a diversion while another nabs your stuff. Never become complacent with your possessions either. Sit your bag in your line of vision while dining out or waiting for public transport.

    If you’re particularly concerned, consider investing in a security handbag or backpack. These are typically made from slash-proof fabrics and feature tamper-proof zips. A money belt worn underneath clothing or a fake wallet designed to fool pickpockets are two more great security options.

    You’re not safe when you get back to your accommodation either, especially if you’re staying in a dorm-style hostel room. Make sure you lock up any valuables to deter sticky fingers.

    More high-tech theft is also on the rise in Europe. This type of crime is so advanced that it’s difficult to do much about. However, there are still some measures you can take to protect your vacation budget. Using cash or traveler’s checks will protect you from the credit and debit card skimming scams that are gaining popularity. If you must use plastic, opt for credit as it’s easier to contest any fraudulent transactions. If you’re using a debit card to retrieve cash from an automatic teller machine, cover the keypad when you enter your PIN. Some thieves set up cameras to record this information, but they won’t score your details!

    Taxi drivers aren’t the most honest workers in Europe, particularly in Eastern nations. They perceive tourists as naïve and wealthy, and they often try to take advantage. Make sure you book a taxi through a reputable firm rather than simply hailing one on the street. The cabs that park at taxi stands also tend to be honest, although you may still find the occasional bad apple. Ask your driver what your journey should cost before taking off. Compare this with estimates you’ve gained earlier from local friends or accommodation staffers. Refuse to ride with a driver who claims his meter is broken. Some merely refuse to turn it on, and overcharge their passenger at the journey’s end.

    An overpriced fare isn’t all you have to worry about though. Some unscrupulous taxi drivers have been known to target tourists’ possessions. Keep your bags with you in the back seat, rather than the trunk, to avoid losing your cargo. You also shouldn’t let a taxi driver change your travel plans. Some may claim to be helpful by suggesting clubs or restaurants, but they’re likely to earn a commission from these establishments on the side.

    After a few drinks it’s easy to drop your guard. However many scammers prey on intoxicated club goers. That pretty girl might not be hitting on you because she’s dazzled by your wit. She could be part of one of the most common scams in Europe. She’ll flirt and entice you to her favorite bar or restaurant, where you’ll happily agree to buy her drinks. What you won’t learn until you receive the bill though is that those drinks are costing you hundreds of euro a piece. By the time you learn this that hottie will be nowhere to be seen, but you will find a few burly barmen demanding that you pay up. So don’t be a sucker; ask how much each drink costs when placing your order. A similar scam is also common at strip clubs, so make sure you have your wits about you on your boozy boys’ nights out.

    Keyboard with three money keysNo matter what scam or unsavory person you hope to avoid, it’s not smart to show your wealth. You might be proud of your designer clothes and high-tech electronics, but these items will make you a target. Also stick to well-trafficked, well-lit areas and walk with confidence. The more self-assured you appear, the more likely you are to avoid becoming a victim and keep your money safe in Europe.

  • Hiking Safety Tips – Advice for Hitting the Trails

    A hiking trip can be a wonderful way to discover your vacation destination, a great green activity, and an inexpensive way to pass the time. However the prospect of hitting the trails can be a bit daunting for the uninitiated. After all, it requires leaving the safety of civilization and venturing into the great outdoors! Follow our handy tips to ensure you stay safe and comfortable on your next trek.

    Even if you think you’ve got a nose for navigation, it’s never smart to set off without a map and compass. All too often people hike farther than they intend and get lost because they’re not sure where they are. Real men might not ask for directions, but they’re clever enough to ensure they don’t need to!

    Also make sure there’s room in your backpack for water and snacks, and a coat in case the weather turns cold. It’s very easy to underestimate the time you’ll need for your hiking trip, particularly if you’re a novice. Keeping a few necessary items on hand will ensure the experience doesn’t feel much longer! You may never need to use them, but matches and a flashlight will also come in handy if you lose your way.

    And don’t forget those sensible shoes! A good pair of hiking boots is a smart investment if you intend to make trekking a regular part of your holidays, although a solid pair of cross trainers will do in a pinch. And remember ladies, absolutely no heels. The trails take much longer if you’re limping along on blistered feet!

    Before you set off, remember to check the weather forecast. A clear day with moderate temperatures is perfect for hiking, but you might want to give it a miss if showers or extreme temperatures are predicted.

    You’ll also need to let people know your intended route. A charged up cell phone won’t be much good if you’re traversing a remote trail. If someone knows your itinerary they can point rescuers in the right direction if you do get lost.

    Muddy FootprintSome of these measures might seem over the top, but you’ll be thankful for following them if your hiking trip doesn’t go according to plan. With your precautions in place we have one final piece of advice: remember to have fun. An outdoor trek may be one of your greatest vacation memories!

  • Keep Your Money Safe – Travel Tips for Vacation Finances

    Keeping money safe is one of the chief concerns of any frugal traveler. No one wants to secure the best deals on airfares and accommodation, only to have those efforts wasted when their vacation budget evaporates. While you might encounter pickpockets and muggers on your travels, there are a few tactics you can employ to keep your money safe.

    Your efforts should begin before you even head out the door. Take stock of your wallet and decide what you really need to bring, and what’s better left behind. Some cards contain vital personal information, so taking them with you could do more than cluttering your wallet.

    Then make a photocopy of all cards that have survived your cull and leave the papers with a trusted friend or family member. If your wallet is stolen on your travels you’ll know which cards need to be replaced, and even have the account numbers to make the process run smoothly.

    One clever traveling tactic is to create a diversion known as a dummy wallet. Fill it with expired credit cards, old licenses, and other unwanted pieces of plastic, as well as a small amount of cash. Then if you are unlucky enough to meet a mugger you can simply hand it over, smug in the knowledge that your vital finances are safely hidden.

    A slim wallet or money clip is a great option for carrying a small amount of cash without attracting attention. These slender money holders aren’t as bulky as traditional wallets, so they should escape any pickpocket’s eyes. They’re also not made to hold a lot, so you’re forced to consider what you really need, which puts less financial assets at risk.

    Money belts and other purses worn underneath clothes are also great secure options. As your money is worn close to your body, it’s virtually off limits to pickpockets. And if they’re slim enough and worn with the right clothing, they can be virtually undetectable. Meet a mugger and they might just fall for the dummy wallet without knowing what you’re hiding!

    These days we don’t need to just worry about our cash though. Our personal details are also under threat. Modern credit cards, drivers’ license, and even store loyalty program cards typically contain RFID chips which hold sensitive personal data. If these details were to fall into the wrong hands, you could kiss your bank balance or even your identity goodbye. Several companies now sell RFID blocking wallets which stop the transmission of such sensitive information.

    New Zealand money and calculatorWhile your accommodation may seem secure, that’s generally not the case. There’s daily housekeeping to consider, and if you’re staying in a hostel dorm other travellers will also stop by. Ensure the security of your wallet and any other personal documents by keeping them on your person or stashed away in your hotel safe.

    However, perhaps the most important tools of the trade when it comes to financial security are your own wits. Be aware of your location, its seediest streets, and your surroundings at all times. Withdraw money in secure public places like bank or hotel lobby teller machines, rather than the ones tucked away in dark alleys. Sometimes simply exercising caution and appearing alert can be enough to deter a prospective pickpocket.